Oireachtas Joint and Select Committees

Wednesday, 22 April 2015

Joint Oireachtas Committee on Finance, Public Expenditure and Reform

Overview of the Banking Sector in Ireland: Allied Irish Banks

2:00 pm

Photo of Kieran O'DonnellKieran O'Donnell (Limerick City, Fine Gael) | Oireachtas source

Does that indicate that AIB expects the rates to come down? Ultimately, banks effectively make the fixed rate higher than the variable rate to factor in some element of risk. The fact is that one can get a loan on a fixed rate of interest at a price ranging from 3.5%. The lowest differential is 0.75%. Is it fair to say that AIB expects the rate to come down?

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