Ms Marie Hunt:

The point I was making is as follows. When one invests in commercial real estate one must be prepared for the long-haul. It is not something one invests in only to divest in two or three years but over the long-term property performs well. The difficulty we had in the Irish scenario is that the banks were funding on a short-term basis to effectively fund a long-term investment. Possibly that contributed to the issue that we had.