Ms Marie Hunt:

I would disagree with that. I think NAMA has done a very good job. It has a thankless task, to some degree, because no matter what it does, it is regarded as wrong. It had a huge amount of loans that it had to dispose of. It is in wind-down mode. It has been deleveraging at a very strong pace. It has attracted lots of new investors to the Irish market. It is doing quite a good job.