Ms Marie Hunt:

I believe it has been a very good thing for the market because the biggest lesson we have learned is that having a market that is wholly reliant on domestic bank funding and 100% domestic is clearly not sustainable and not a good model. Therefore, we have now created a market where over 50% of investment activity is coming from other jurisdictions, and that is a much healthier place to be. Equally, it is not all debt funded anymore. We have equity involved and that is a much more stable environment.