Mr. Tim Vaughan:

One of the lessons is to be even more sceptical and more inquisitorial. It has underlined, if ever it needed to be, the importance of investigative journalism. There are some changes that will be beneficial going forward. For example, the Central Bank of Ireland was not under the Freedom of Information Act at the time and that is an important development. We focused on property largely for purchase during those years and perhaps we should have looked more robustly at, and campaigned for improvements to, legislation governing rental accommodation. The whole issue of social housing policy went a bit under the radar as well and it should be addressed.