Mr. Simon Carswell:

I think that the guarantee that was chosen - how broad it was - absolutely limited options, for example, the decision to cover dated subordinated bonds, which are pretty high-risk debts. People get paid a lot of money to hold them, in the teens in terms of percentage interest on what they would get on those. I was surprised by how broad it was when it was announced the following day. I was certainly surprised that there did not seem to be a very clear explanation as to why that debt was included. It is not quite clear exactly who decided on the night to include it. Somebody asked earlier about gaps in what we know. That is a big gap, in my view, in finding out exactly why dated subordinated debt was included.