Mr. John Sydenham:

As a specific example, if one is surrendering a lease there is a lead time in terms of what is known as dilapidation. One has to put the leased premises back into a certain condition and give the landlord ample notice so one can get out on time. We have significantly reduced our services. The Molesworth Street lease is an example. We have exited from many of the major leases we had in that block, which we call the Setanta-Molesworth centre, with huge savings to the Exchequer.