Mr. Mario Nava:

What I was trying to say is that Basel II no longer applies. It has not existed since 2010. Now we have Basel III, which has multiplied the capital requirements, which means that not only within the remit of the European Commission, when we make the banking directives, but at a global level, there has been an awareness, or recognition, of the fact that the capital levels set by Basel II were too low. We moved to the capital level set by Basel III. What I have said before, and must repeat, is that once the capital level of Basel III came about, once the Commission proposed the capital requirement directive, which has been adopted by the Council and Parliament, the market reacted. This is a very important point-----