Professor William Black:

Yes, it is not only more. It is the only potential effective deterrent and, yes, it has to involve jail sentences for criminality. In addition to the jail sentences for the 1,000 plus convictions, we had over 3,000 enforcement actions and roughly 600 civil suits. Our goal was that we would make sure no fraud proceeds remained with any senior official. We were not always successful obviously but we were broadly successful in those efforts.