Oireachtas Joint and Select Committees

Thursday, 22 January 2015

Joint Oireachtas Committee on Health and Children

Medical Indemnity Insurance Costs: Discussion

9:30 am

Photo of John CrownJohn Crown (Independent) | Oireachtas source

I asked a very specific question which Mr. Kayll may have skipped. Will he quickly take me through the thought processes that justify why somebody who has had a mixed public-private practice throughout his career and becomes full-time private and may not have any increase in the volume of his workload suddenly finds that his malpractice premium does not go up by a number of percentage points but manifold, as in the case of a colleague who recently told me his went from €10,000 to €50,000, even though he was working in the same hospital and seeing roughly the same number of patients he saw over his entire career? The mere fact he no longer had a public practice, suddenly meant he faced a fivefold increase. Does Mr. Kayll have actuarial figures which support that demographic of people becoming fivefold riskier at that point in their career or is this a manifestation of cross-subsidisation?

In truth, we all have the experience of the MDU having left Ireland. Is there any sense that the MPS is throwing its hands up, saying it just cannot deal with this country because it is too complicated, the legal system is too complex and the claims are too frequent and it is just pulling the whole show down?

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