Mr. Peter Nyberg:

What we have are the assessments of the Financial Regulator and the Central Bank and we have the assessment of PwC. According to them, they were solvent, but they certainly were illiquid as well. It can be said that, according to the public institutions, they were solvent but the market, those that lend the money, doubted it. However, they also always look forward. It is irrelevant if a bank is solvent today if it will be insolvent tomorrow, from the point of view of the market. However, from a legal point of view and a public point of view, it might look different.