John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

That brings me to the fund and the question of engagement with the credit unions. I understand the regulatory position, the platform that is being created and the need for it. Does the board provide training to staff in respect of ICT and other issues as credit unions are amalgamated? Is the latter contemplated under the funding for the operation? Is such money paid out by the board and is it expected to be repaid or is it paid out as part of the attraction of the amalgamations?