Mr. Seamus McCarthy:

In regard to the burn rate, if one likes, of the moneys that were advanced, two advances were made, one of €250 million for the resolution fund, which is with the Central Bank, and a second one of €250 million which was advanced 12 months later for the credit union fund. The credit union fund has been used to a significantly lesser degree than the other fund. The Central Bank has pointed out that an extremely small number of credit unions require resolution expenditure. In those cases, we noted one case in 2013 for which about €25 million had been used already and there was a contingent liability for a further €28 million at that stage.