Mr. Bobby McVeigh:

Those are very good questions. From the very beginning we have insisted with ReBo that one of our key mandates is to ensure that each and every community has access to a credit union service, whether it be a branch or an ATM that is owned by the credit union system. We believe that the restructuring we are doing will ensure the system can continue and be enhanced.

I cannot comment on An Post. I will hand over to my colleague to answer that question. The Deputy can rest assured that from a ReBo point of view, our intention is that each and every community will have access to a credit union service.