Aideen Hayden (Labour) | Oireachtas source

There was an earlier question relating to the crystallisation of loss. The witnesses mentioned that insurance policies could encourage lenders to move to a loss crystallisation as soon as possible to lower arrears, interest and, ultimately, the claim. They explained to my colleague that they would work through the various different processes and so forth. There are three individual providers but I want to know if there is one set of rules and regulations where I as the ultimate consumer will know how I will be treated in the event of a default or a claim.