Mr. Angel Mas:

We would probably have the right first-time buyers whom we would want to support, but our experience in the UK, where we work with multiple building societies, is that, yes, most of our exposure is outside of London and the south-east and that is probably not a bad thing in the case of the UK in the short term. The exposure to London and the south east in the help-to-buy programme in the UK is a small fraction of the total.