Pearse Doherty (Donegal South West, Sinn Fein) | Oireachtas source

That is fair enough. I have a number of other questions and would like to hear from all of the witnesses so perhaps we could keep the questions and answers brief. House caps are operational in a number of jurisdictions, for example in the Netherlands, where insurance can only be availed of if the house is valued at less than €250,000. In Canada, the cap is $1 million. Where do the witnesses settle on the issue of house caps and mortgage insurance?