Liam Twomey (Wexford, Fine Gael) | Oireachtas source

When Permanent TSB appeared before us, I think it said that when the whole process is being worked out and, for some reason or other, the house is given up voluntarily or is repossessed, it has a system where it writes off up to 80% of the residual debt. That is not something on which the other banks have come forward. If someone has followed the process through to the very end, it would seem to be unreasonable that he or she is left with this residual debt. Does Professor Honohan have an opinion on that?