Aideen Hayden (Labour) | Oireachtas source

To clarify, for example, in 2004 the National Economic and Social Council looked at the issue of affordability. It concluded people would pay more in renting than they would on a mortgage based on the affordability measures of the banks. By putting in place artificial limits on affordability for the sake of argument, prudence and so forth, they may not be valid in terms of what is genuinely affordable.