Michael McGrath (Cork South Central, Fianna Fail) | Oireachtas source

I wish to refer to the Governor's proposed new mortgage rules on the loan-to-value, LTV, and loan-to-income, LTI, ratios. They are out for public consultation. Clearly, some new rules are on the way, whether they are along the exact lines of what has been published or a variation thereof. When will the new rules come into effect?