Aideen Hayden (Labour) | Oireachtas source

I was very interested in Mr. Duffy's comments on the Irish Mortgage Holders Organisation, IMHO, which does superb work. It is a model I would like to see rolled out across the entire banking sector and paid for by it. It would benefit the banks considering that all of us engage with distressed borrowers and distressed lenders such as Allied Irish Banks regularly. There is no doubt but that the opportunity for people to go to an independent expert to take them through the process is very helpful. Does the IMHO deal with the buy-to-let market? The delegates mentioned residential borrowers. What about a buy-to-let borrower whose loan is not connected to a principal dwelling? Is the service applicable in this case?