Mr. David Duffy:

I do not think it would have a change impact on the bank regardless of it being the outcome. The European restructuring plan involves the same group of people who effectively approved our strategy, and being a shareholder would not see a change in the strategy or, therefore, any structural element of the bank. If a conversation were imminent and I was about to hear of it on leaving the meeting, I would be surprised if I had not already heard it.