Mr. Stephen Bell:

We hope so. We sponsored some work earlier this year which showed that in all the counties of Ireland, across all property types, a restructured mortgage would be cheaper than private rental accommodation. Unless somebody has to move into social housing, we would expect to be able to find a suitable arrangement. Just before Deputy Boyd Barrett came into the room, we indicated to the Chairman that where a customer can show evidence that they are eligible for social housing, we would support them with a voluntary assisted sale and not chase the shortfall that may be left over after the property is sold. We are trying to offer everything we can to make this an accessible problem.