Mr. Shane O'Sullivan:

It is still within the court process. The court will appoint a bailiff to effect the execution. The bailiff will act as the agent of the court, given that it was the court that granted the repossession order after listening to both sides of the case. The bailiff will act on the court’s behalf in those situations. This is the case in the 23 repossessions so far this year, which is out of a stock of 162,000 mortgages, which is 0.01%, which is unnaturally low.