Mr. Doncha O'Sullivan:

The main timeline is linked to the introduction of what is known as the third payment option, an issue that will also be helped here. We hope we will be able to agree a plan to roll out the information technology required to implement the third payment option. While we might reach agreement on that this year - I hope it will be soon - there is a long lead time to deliver this IT plan. It would take at least a year to do that.