Mr. Peter Tyndall:

Yes, it is. Sorry, I thought that I had made that clear. The fact remains that we hoped for much more rapid replacement of the schemes. Clearly, replacement of the schemes is not a matter for us but for the Government. We are surprised and disappointed at the time that it has taken for the scheme to be replaced. I know that the committee will take evidence on that in the near future and will no doubt press on it. It is not discriminatory in one sense in that if nobody can access the scheme, it cannot discriminate against anyone. Deputy Mulherin is right that there are people who should properly have access to a scheme of this kind but who cannot access it because there is no scheme. We would very much like to see that redressed as soon as possible.