Mr. Des Carville:

The total loans were €208.9 billion, of which €53.9 billion were classified as impaired, which is 25.8% of the total. Against that total of €53.9 billion impaired loans, there were provisions of €29.4 billion, which represented 54.5% of the impaired loans, or 14.1% of the total loan book. I think the Chairman's question is specifically related to small and medium enterprises, SMEs. I do not have a breakdown as to what the level of provisions were specifically against the SME book but I can say 19% of the €208.9 billion, which is the first figure I mentioned, related to corporate loans and SME loans.