Mr. John Moran:

If one is running a bank - these people are running banks - the first place to go for capital is the existing shareholders or the private sector. We own only 14% of one of the banks. If there were even a call for capital in that bank, the most we would be putting in would be 14%. We do not even need to because it is likely that the bank would raise capital through its existing shareholders. We either participate or do not participate.