Stephen Donnelly (Wicklow, Independent) | Oireachtas source

There is anecdotal evidence, but let us focus on the lack of consistency. We are all aware of anecdotes and we must be extremely careful with regard to surmising conclusions from them. However, there are far more than anecdotes available. The banks came before the committee and we know that there is inconsistency because it is their stated policy. Is it acceptable to Professor Honohan, as Governor of the Central Bank, that Bank of Ireland, for example, does not offer a 0% rate on the warehoused portion of split mortgages when all of the other institutions do offer such a rate? If it is not acceptable, why does he not insist that Bank of Ireland do what the other banks are doing?