Ciarán Lynch (Cork South Central, Labour) | Oireachtas source

The general feeling is that a sustainable solution is something that may require a certain level of hardship and, in some cases, a prolonged period of hardship, but, ultimately, there is redemption at the end with certainty about the future for all clients involved - debtors and creditors. In respect of the Insolvency Service of Ireland, people would be in purgatory, but there would be redemption on the other side.

If the witnesses do not have in their minds any guideline or modelling as to what is an appropriate time for them to hold an ownership in a property, that allows for the uncertainty to continue forever.