Stephen Donnelly (Wicklow, Independent) | Oireachtas source

Mr. Lehane is the expert on this issue in this country. There are things that could be done to increase the credibility of the threat, including, for example, reducing the discharge period from three years to two or adjusting the maximum duration of the income payment order. What one, two or three policy changes would Mr. Lehane make - these changes could potentially be time bound to two or three years - to address two issues, namely, making the process less punitive to go through and-or making it a more credible threat so that people will engage with Mr. O'Connor's organisation or approach their creditors voluntarily?