Stephen Donnelly (Wicklow, Independent) | Oireachtas source

I accept that. However, Mr. O'Connor has been asked by several members about the nature of the mechanisms to which he referred. He indicated in his opening statement that if the banks do not play ball, there will be mechanisms in play to address that. The reality, of course, is that the banks have explicitly stated that they will not play ball and some of them have never played ball. The only mechanism I am hearing about is insolvency. My question in this regard is to both Mr. O'Connor and Mr. Lehane. If we were to decide to be far more ambitious by, for example, seeking to have 40,000 rather than 4,000 cases put through by the end of the year, how might we go about achieving that? Dealing with 4,000 is more or less business as usual, but we are facing a crisis here.