Paul Coghlan (Fine Gael) | Oireachtas source

I was interrupted a great deal this morning by the other House. I thank the gentlemen for their attendance, presentation and answers. I will be brief. How many voluntary surrenders of a dwelling have there been in the past 12 months and where there were such surrenders, does the bank pursue the borrower for the balance of the debt? With regard to small and medium enterprise, SME, owners in financial distress, does the bank write off a commercial mortgage or a personal residential mortgage? Finally, with regard to the remaining State stake of 14%, I appreciate that the bank has paid off €6 billion to the State already but when does it intend to dispose of that stake or what is the procedure for removing that 14%?