Aideen Hayden (Labour) | Oireachtas source

The evidence of MABS to this committee was that 42% were queried. Its representatives raised a serious concern that they are not sustainable because financial institutions are trying to take too much money out of people's pockets. In the longer term they recommended independent stress testing of standard financial statements.

I will move to the next matter. There are two issues that concern me - when a mortgage is deemed to be sustainable, when it is not, who determines that and the independence of that process, and, second, when somebody is deemed not to be a co-operating borrower. In the first instance, having a solution proposed that is not sustainable-----