Regina Doherty (Meath East, Fine Gael) | Oireachtas source

We can split hairs in that regard. Of the 682 split mortgages that were reported on 31 December last year, it appears that many of them were not for people in the mortgage arrears resolution targets process. Why would the bank give a split mortgage to someone who was not in financial difficulties?

Based on the numbers, could someone explain why it is so much easier to give split mortgages to people who are not in difficulties compared with the 81 the bank has given to the 11,500 people who are in difficulties?