Thomas Byrne (Fianna Fail) | Oireachtas source

For all the good news to which our guests referred - including the reduction in arrears - the bottom line appears to be that approximately one third of private dwelling house owners whose mortgages are in arrears are subject to legal proceedings or to the threat thereof from the bank at present. In addition, almost half of those with buy-to-let properties who are in arrears are involved in legal proceedings. Is that correct?