Ciarán Lynch (Cork South Central, Labour) | Oireachtas source

With that said, it is reflective of the three engagements we have had that there has been positive movement, albeit with some substantive issues that must still be dealt with. There are still challenges for the banks, but one has to be cognisant of trying to undo a ball of knots; sometimes one loosens a string only to tighten another one. There are sometimes consequences that we do not foresee. I look forward to meeting with the witnesses again as this process moves on and as the target figures are reached. I hope they are met fairly, so that those who are trying to meet their obligations are the people who receive fair responses.

I thank the witnesses and their support staff for their preparation for today's meeting.