Regina Doherty (Meath East, Fine Gael) | Oireachtas source

Given that AIB states it does not engage with borrowers legally until they really ignore the bank for a very long time — Mr. Duffy suggested a period of two years — can I assume that since the individuals subject to assisted voluntary sales and enforced judgments on principal residences last year were not engaged with, they were not offered alternatives to the route eventually taken by the bank?