Stephen Donnelly (Wicklow, Independent) | Oireachtas source

I would very much like AIB to consider the broader use of the debt-for-equity facility. While the facility is essentially the same as the split mortgage, it removes the fear and the borrower's disincentive to earn more money. It means that AIB will not knock on the borrower’s door after the Government has just taken 52% of his or her wages and take another one quarter on foot of the three year review.