Pearse Doherty (Donegal South West, Sinn Fein) | Oireachtas source

That is fine. I wish to comment on the overall progress in dealing with the mortgage crisis but first I shall correct my earlier intervention. The delegation is correct that the figures were for quarter 4. I had looked at the previous quarter 2 figures and comparable figures so I extend my apologies.

With regard to overall picture, the number of people who have been in mortgage arrears for 90 days or more has increased quite substantially since the delegation was last before the committee. For PDHs it has increased by 1,423 and for the buy-to-lets it has increased by 2,906. The bank told us six months ago in September that it was making the effort yet we have seen quite a substantial increase - over 4,000 - going into mortgage arrears of 90 days or more. Why the increase? Let us look at PDHs. There are still 10,000 of the bank's customers to whom it has not offered a long-term solution.