Kieran O'Donnell (Limerick City, Fine Gael) | Oireachtas source

It strikes me as strange that within the home loans, without the legal and other proceedings, AIB would be meeting a target of 31% which would be 7,753. Some 6,702 of the sustainable solutions are effectively legal and other proceedings. In the buy-to-lets, AIB is making only 17% of the target, while it is making 22% of the target on the legal side. In home loans, it is 31% outside the legal proceedings, and legal makes up 26% which comes to around 57%. In the buy-to-lets it is effectively 17% without the legal and 22% with the legal. If one takes the average it is boiling down at 50-50. Nearly 50% of the sustainable solutions AIB is putting in involve proposals, legal and other proceedings. Is it fair to say that AIB would not come within an ass's roar of satisfying the targets without initiating legal proceedings, which are at nearly 50% of the sustainable solutions being put forward?