Kieran O'Donnell (Limerick City, Fine Gael) | Oireachtas source

I wish to welcome Mr. Duffy and his colleagues. I would like to clarify a couple of points. Are the figures we have here both for AIB and EBS combined? AIB is required to meet targets by the Central Bank under the mortgage arrears resolution process, or MARP. Is the target to the end of December 50% of both home loans and buy-to-lets, or is it an average?