Mr. Shane O'Sullivan:

We can extrapolate from the figures we have what might be the total. We can consider the figures at the top of the template and that, to date, for every four cases we have examined, three are restructured and one is legal. I refer to the earlier point in that we should be very cautious in linking that figure directly to repossessions as there is significant engagement after the legal process. I am cautious about being specific with a figure. Over time and cumulatively it is likely to be a relatively low single digit in the thousands.