Kieran O'Donnell (Limerick City, Fine Gael) | Oireachtas source

Of the 4,300 split mortgages, how many were in positive equity? I suspect it was very few. Mr. O'Sullivan has not given me the figure for the number of repossessions in positive equity. My concern is that the institutions are becoming bloodhounds in that they are seeking out positive equity on risky loans, particularly in Permanent TSB's case because tracker mortgages are costing it a great deal of money.

What measures or protections are in place to ensure the bank, looking out for its short-term interest, does not repossess positive equity homes with tracker mortgages 90 days in arrears when it may actually be in its long-term interest to allow the owner keep the home?