Kieran O'Donnell (Limerick City, Fine Gael) | Oireachtas source

I have major concerns about the paradox of positive equity. Ultimately, from a financial perspective, the bank gains from moving on properties, homes in particular that are in arrears for more than 90 days. It benefits the balance sheet far more significantly than moving on property loans that are in negative equity. I would like to hear the banks elaborate on the procedures that are in place to ensure that there is parity of treatment. Our objective is to keep people in their homes. I have no doubt that it is the objective of Ulster Bank as well.