Mr. Ross Maguire:

The point Deputy Boyd Barrett makes is very important, that is, that property prices are increasing, primarily because there has been no building of houses for years. Since 2007, seven years ago, there has not been a house built. A person who was 25 then is now 32 and may be seeking to move on and have a family. The banks are responsible because there is no credit going into the system. That is causing both rental and property prices to increase.