Pearse Doherty (Donegal South West, Sinn Fein) | Oireachtas source

No, I need to get in, because the Vice Chairman will not let me in unless I ask all three questions. I commend all three organisations. As for the Phoenix Project Ireland, if I picked up Ms Sadlier's point correctly, she talked about the unfair line of questioning from the banks. Perhaps she could elaborate on people's position in that regard. In respect of New Beginning, which is the organisation that found the loophole in the Gunn judgment, I was surprised it welcomed the Land and Conveyancing Law Reform Act. That should not have happened, as we still do not have in place a personal insolvency system that is fit for purpose and the banks are not dealing with the issues. That said, I acknowledge I have shared platforms at meetings with members of that organisation in different areas. However, on the issue of bankruptcy and losing the family home, New Beginning mentioned that 40 bankruptcies happened last year. How many of those involved the family home? In how many cases was the family home not lost? I asked the witnesses to elaborate in respect of circumstances in which the family home would be lost, because there is great fear in this regard and people do not wish to take that risk.