Mr. Ross Maguire:

One also can make the point that in respect of the Irish banks, AIB is the biggest issuer of court proceedings in the State at present, followed closely by Ulster Bank. Those two banks between them dominate the lists. In fact, Bank of Scotland and Bank of Ireland are bit players as, between the two of them, AIB and Ulster Bank account for more than 90% of the proceedings that have been issued. In the case of AIB, this is an Irish bank.