Mr. David Hall:

The best people to ask about that is the people from AIB who will come before the committee next week. Make no mistake about it, our position is unreservedly to protect the borrower. When they come in next week, AIB, Mr. Duffy and Mr. Brendan O'Connor will tell the Deputy that I am still a pain in their ass, even with the funding and getting arrangements for people. We have hundreds of people who will sleep in their family homes tonight as a result of us being clever about trying to circumvent a dysfunctional system to receive funding for an organisation which is devoid of funding from anywhere else.