Mr. Liam Sheehan:

We engage with all of the banks proactively on a regular basis and are open for business in the sector. For legal reasons I must be careful about what I say because we are in active discussions and negotiations with a number of banks. We make regular - I would say monthly - contact with the banks that we are not in discussions with and inquire about their plans, their distribution plans and what help we can provide with their implementation plans. The relationship with AIB has worked very well and is between eight and nine years old. Its reaction and the reaction of its customers to using the post office has been virtually universally positive and the level of transactions continues to grow in double-digit figures. We are definitely open for business in the sector.